Moving to Moncton NB | Relocation Guide | Richard Wontorra REALTOR®
Relocation Guide — Greater Moncton NB

Moving to Moncton?
Here’s Everything You Need to Know

Whether you’re leaving the Toronto housing market behind or making the move from Nova Scotia, Moncton offers an affordable, family-friendly quality of life that’s hard to find anywhere else in Canada right now.

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36%Cheaper Than Toronto
$386KAvg. Home Price
136K+People Employed
200+Relocations Assisted
Richard Wontorra is a REALTOR® specializing in helping families and professionals relocate to Greater Moncton. With 16+ years of local expertise and over 200 successful transactions, Richard has guided buyers from Toronto, Halifax, and across Canada through the process of finding — and buying — their perfect Moncton home, often without ever stepping foot in the city until possession day.

Moncton is having a moment. The city has added over 27,000 new residents since 2021, driven largely by interprovincial migration from Ontario and BC — and it’s easy to see why. For the cost of a Toronto condo down payment you can buy a detached family home here outright. The pace of life is calmer, the commutes are shorter, and the community feel is genuine.

Whether you’re a Toronto family priced out of the GTA market, a Halifax professional looking for more house for your money, or a remote worker who can live anywhere and has finally decided to make the move — this guide covers everything you need to know about relocating to Greater Moncton.

Moving from Toronto / GTA
Your Toronto Down Payment Buys a Full House Here

The average Toronto home costs over $1.1 million. The average Moncton home costs $386,000. Many GTA buyers arrive in Moncton and can buy a detached home outright — or put 20% down and have a mortgage smaller than their old rent payment.

Moving from Nova Scotia / Halifax
More House, Lower Costs, Same Maritime Lifestyle

Moncton is 28% cheaper than Halifax on a cost-of-living basis. You’re still in Atlantic Canada — but with lower home prices, no provincial sales tax on many items, and a faster-growing job market.

Cost of Living: Moncton vs. Toronto vs. Halifax

The numbers tell a compelling story. Moncton is one of the most affordable major cities in Canada — and the gap with Toronto and Halifax is significant enough to materially change your financial life.

CategoryTorontoHalifaxMoncton
Average Home Price $1,100,000+ $550,000+ $386,000
Average 1BR Rent ~$2,400/mo ~$1,800/mo ~$1,200/mo
Overall Cost of Living Highest in Canada 11% below Toronto 36% below Toronto
Monthly Food (1 person) ~$500–$600 ~$436 ~$443
Average Commute Time 45–90 min each way 20–35 min 10–20 min
Provincial Sales Tax 13% HST 15% HST 15% HST (NB)
Income Tax (avg) Ontario rates NS rates (higher) NB rates (competitive)

What the Numbers Mean in Real Life

$700,000+

That’s roughly how much less the average Moncton home costs compared to the average Toronto home. Even after accounting for slightly lower average salaries, most Toronto families who relocate to Moncton find themselves dramatically ahead financially within 2–3 years.

The Halifax comparison is equally compelling. Moncton is 28% cheaper than Halifax on a cost-of-living basis, while offering faster population growth, a more affordable housing market, and a bilingual economy with strong employment across multiple sectors. For Nova Scotians looking to stretch their dollar further while staying in Atlantic Canada, Moncton is the logical next step.

Where Should You Live? A Newcomer’s Neighbourhood Guide

Greater Moncton is made up of three municipalities — Moncton, Riverview, and Dieppe — plus surrounding communities like Shediac. Here’s how to think about each one as a newcomer:

Moncton (City)
Most Affordable

The urban core with the most diverse housing stock and the widest price range. Best for buyers who want the most options at the lowest price point. Average home: ~$386,000. Great access to services, retail, and employment.

Riverview
Best for Families

Quiet, green, and extremely safe (29% below NB crime average). Connected to Moncton by two bridges — 5–10 minute commute. Larger lots, strong schools, and an 80% homeownership rate. Average home: ~$430,000.

Dieppe
Fastest Growing

Atlantic Canada’s fastest-growing city. Newer construction, bilingual community, 34% below-average crime rate, and above-average household incomes. Premium pricing reflects strong demand. Average home: ~$480,000.

Shediac
Coastal Lifestyle

25 minutes east of Moncton on the Northumberland Strait. Home of Parlee Beach — the warmest saltwater beach in Atlantic Canada. Ideal for remote workers or buyers who want a coastal lifestyle. Average home: ~$479,000.

Hildegrade / Mapleton
New Construction

Active new development areas within Moncton city limits. Great for buyers coming from suburban Ontario who want a modern home with a double garage and an open-concept layout. Prices from $450,000.

Downtown Moncton
Urban / Walkable

A walkable urban core with restaurants, arts venues, and the Highfield Square development. Ideal for young professionals or empty-nesters who want an active urban lifestyle. Condos from $250,000.

Richard works with relocating buyers every week and knows exactly which neighbourhoods suit different lifestyle priorities. Book a consultation and he’ll give you a personalized neighbourhood recommendation based on your budget, commute needs, and family situation.

Schools & Family Life in Greater Moncton

For families with children, school quality is often the deciding factor in where to buy. Greater Moncton has a strong public school system with both English and French-language options — an advantage that most Ontario and NS communities can’t match.

English Public
Anglophone East School District

Serves Moncton and Riverview with English-language K–12 schools. Includes Riverview High School and several well-regarded elementary schools.

French Public
District scolaire francophone Sud

Serves Dieppe and French-speaking communities across Greater Moncton. Strong academic reputation with K–12 French-language instruction.

French Immersion
French Immersion Programs

Available in several Greater Moncton schools. A popular option for English-speaking families who want their children to develop bilingual skills in Moncton’s bilingual environment.

Post-Secondary
Université de Moncton

One of Canada’s largest French-language universities. Located in Moncton with strong programs in business, engineering, law, and health sciences.

Post-Secondary
Mount Allison University

Located 45 minutes from Moncton in Sackville NB. Consistently ranked Canada’s top primarily undergraduate university by Maclean’s.

College
New Brunswick Community College

NBCC Moncton campus offers trades, technology, and professional programs. Strong placement rates in local industries including healthcare and construction.

Family Life Beyond School

Greater Moncton punches above its weight for family amenities. The city has a strong minor sports culture (hockey, soccer, baseball), excellent trail systems including the Riverview waterfront trail, Magnetic Hill Zoo, Parlee Beach within 25 minutes, and a growing arts and culture scene anchored by the Capitol Theatre and the Moncton Museum. The pace of life is noticeably slower than Toronto — in a good way.

Moncton’s Job Market — What’s Available

Moncton is the economic engine of New Brunswick. The Moncton-Richibucto region added 6,900 jobs in 2024 — a 5.5% growth rate that led all of New Brunswick’s economic regions. As of late 2025, approximately 136,200 people are employed in the Greater Moncton area, with real GDP forecast to reach $9.79 billion in 2025 and continue growing through 2028.

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Healthcare

Vitalité and Horizon Health Networks are among the region’s largest employers. Strong ongoing demand for nurses, doctors, and allied health professionals.

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ICT & Tech

Moncton has a growing tech sector with strengths in cybersecurity, gaming/animation, and fintech. One of the lowest-cost tech environments in North America.

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Financial Services

Major insurers and financial institutions including Assumption Life, Westland Insurance, and several major bank regional offices are headquartered or significantly present here.

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Transportation & Logistics

180+ operating firms in transport, logistics, and warehousing. Moncton’s location as Atlantic Canada’s distribution hub drives consistent demand in this sector.

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Retail & Tourism

Over 20,000 employed in tourism-related fields. Moncton is Atlantic Canada’s retail capital with Champlain Place being one of the region’s largest shopping centres.

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Construction & Trades

Construction added 3,100 jobs in NB in 2024 — driven by housing demand and public infrastructure. Strong ongoing demand for skilled trades across Greater Moncton.

Remote Workers

Moncton has become a top destination for remote workers who can live anywhere. The combination of affordable housing, fast fibre optic internet, and a genuinely livable city makes it an easy decision for location-independent professionals. If you’re working remotely and paying Toronto rent, moving to Moncton could be one of the most financially impactful decisions you make.

Your Moncton Moving Checklist

Use this checklist to track your relocation. Click each item to mark it complete.

3–6 Months Before Moving
Research Greater Moncton neighbourhoods and decide between Moncton, Riverview, Dieppe, or Shediac
Book a free consultation with Richard Wontorra to discuss your budget and timeline
Get pre-approved for a New Brunswick mortgage through a local broker
Research schools in your target neighbourhood if you have children
Start viewing homes virtually via MLS® with Richard’s custom search alerts
If renting in Moncton first, research rental market and arrange temporary accommodation
1–3 Months Before Moving
Visit Moncton in person (if possible) for neighbourhood tours with Richard
Make an offer on your Moncton home and complete the inspection
Book a moving company — long-distance movers fill up quickly in spring and summer
Notify your employer, bank, and Canada Post of your new address
Research NB vehicle insurance rates and transfer requirements
Find a Moncton family doctor or GP (waitlists can be long — start early)
Closing Week
Transfer closing funds to your NB lawyer (land transfer tax + legal fees + down payment balance)
Arrange home insurance effective on possession date
Set up NB Power, water, and internet at new address
Do a final walkthrough of the property with Richard before closing
Sign final documents with your lawyer and receive keys on possession day
After You Arrive
Update your NB driver’s licence (required within 90 days of becoming a resident)
Register your vehicle in New Brunswick
Apply for NB Medicare health card (90-day waiting period for new residents)
Register children in school for the upcoming semester
Update your address with CRA for tax purposes
Explore your new neighbourhood — Parlee Beach, Magnetic Hill, the Riverview Trail

Frequently Asked Questions — Moving to Moncton

Is Moncton a good place to live if you’re moving from Toronto?
Yes — and thousands of Toronto-area families are making this move every year. Moncton offers a detached family home for roughly a third of the Toronto average price, a 10–20 minute average commute instead of 45–90 minutes, and a genuine community atmosphere. The tradeoff is a smaller city with fewer big-city amenities — but most people who make the move say the quality-of-life gain far outweighs what they give up.
Can I buy a home in Moncton without visiting first?
Yes — Richard does this regularly with out-of-province buyers. He can conduct virtual tours via video call, provide detailed written assessments of each property, and guide you through the entire purchase process remotely. Many of his relocating clients don’t see their home in person until possession day. That said, if you can visit for even a weekend, Richard will arrange a focused neighbourhood tour to help you get oriented.
Is the job market in Moncton strong enough to relocate for?
Moncton’s job market is one of the strongest in Atlantic Canada. The Moncton-Richibucto region led all NB economic regions with 5.5% job growth in 2024, adding 6,900 positions. Key sectors with strong demand include healthcare, ICT, financial services, transportation, and construction. For remote workers, Moncton is a destination in its own right — the city’s infrastructure and affordability make it one of Canada’s best remote-work locations.
Why are people leaving Halifax for Moncton?
Halifax has experienced significant housing price inflation over the past several years, with the average home now over $550,000 — well above what the typical Halifax household can afford. Moncton offers a comparable Atlantic Canada lifestyle at 28% lower overall cost of living and significantly more affordable housing. For Nova Scotians who want to stay in the Maritimes but get more house for their money, Moncton is the natural destination.
What is the healthcare situation in Moncton for new residents?
New Brunswick has a 90-day waiting period before provincial health coverage (Medicare) kicks in for new residents — make sure you maintain your existing provincial coverage during this transition. Finding a family doctor can take time as there are waitlists; Richard recommends starting this process as early as possible. The Moncton area is served by the Dr. Georges-L.-Dumont University Hospital Centre and the Moncton Hospital, both offering full acute care services.
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Richard Wontorra — REALTOR®

16+ years experience · 200+ homes sold in Greater Moncton · RE/MAX President’s Platinum Award 2025 · 5.00★ on RankMyAgent (22 reviews) · 3 Percent Realty Atlantic Inc. · 506-802-8805

Ready to Make the Move to Moncton?

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